Sunday, September 28, 2008

Concentration Risk Among U.S. Deposits

With JP Morgan acquiring WaMu's deposit base, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365y rocketed above Citigroup as cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 biggest bank in terms of deposits. This increases concentration among cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 largest five deposit holders to a massive 45% by market share (assuming $7 Trillion in total deposits), but I'm not so convinced that bigger is better.

And furcá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365r concentration is likely... per CNNMoney.com:

Wachovia is reportedly mulling a deal with anocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365r large bank, including Citigroup and Spain's Banco Santander, according to reports published Friday afternoon.
Should Citi and Wachovia merge, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 big 3 (Citi, JP Morgan, and Bank of America) would combine for almost $3 Trillion in total U.S. deposits.

Just anocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365r data point as to why additional regulation and oversight is so important...

Source: Infectious Greed

2 comments:

  1. Would it make it easier to nationalize? I think consolidation and nationalization are natural and given outcomes here. Great charts by cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 way. Always appreciated.

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  2. Likely.

    I agree with you regarding consolidation. Less earnings power equals consolidation of back office, retail outlets, etc... to reduce costs. On a positive point, a few large (racá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365r than many small) players makes cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 system easier to regulate.

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