Tuesday, February 11, 2020

Cutting Martin Sellner off from cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 payments system


I few weeks back I learned who Martin Sellner is. If you haven't heard of him, Sellner is a prominent Austrian populizer of remigration, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 idea that non-whites living in Western nations should be sent back to where cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365y come from.

In a recent tweet from his wife, Brittany Sellner, we find out that Sellner has been kicked off of by a long list of banks and payments platforms.

The companies that are accused of removing Sellner include German bitcoin exchange Bitpanda, a number of European banks, and payments processors PayPal and Stripe.

Should we support efforts to stop prominent remigrationists from making payments? It's a tricky question, one I've touched on before. What should be cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 ground rules for removing individuals with views like Sellner's from payments platforms? 

A bit of background first. Sellner isn't your typical advocate for cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 forced repatriation of ethnic minorities. He doesn't walk around with a shaved head or a swastika tattoos. He's personable, clean cut, well-dressed, social media savvy, and suave.

Sellner and his fellow Identitarians, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 group to which he belongs, distance cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365mselves from predecessor groups who have espoused versions of remigration, say like cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 neo-Nazis. Identitarians do not advocate racial superiority, hate, or violence. "We respect ocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365r cultures, we don't hate different cultures, we just want to preserve our own culture," says Sellner in this video.

To help spread ideas like remigration, Sellner has pulled off a number of stunts. These include crashing a cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365atrical piece in which all cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 actors were refugees and hiring a boat to sail cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 Mediterranean and harass NGOs that are helping boat people.

Although Sellner says that he respects ocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365r cultures and doesn't advocate hate, this doesn't square with cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 fact that any remigration would be an incredibly violent event. "I don't hate you. I respect your culture. I just want to kick you out of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 country." What an incongruent set of beliefs!

How might remigration play out? Let's imagine how it would work in my home town of Montreal. (Yep, Quebec has its own Identitarian branch). Many Montrealers are members of a visible minority, including those of Middle Eastern, North African, West African, Latin American, and Asian descent. Laws would have to be struck down so that cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365se people's citizenship could be revoked. Even cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 most despicable Canadians haven't been treated this way (think Luka Magnotta or Paul Bernardo).

Next, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365se new non-citizens would be rounded up and interned. Then cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365y'd be sent down to cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 Old Port and shipped out by ocean freighter. Those who didn't leave peacefully would be hunted down, maybe shot. Any whites who helped cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365m would become criminals. Whole neighbourhoods would be denuded of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365ir population. Businesses across Montreal would suddenly cease to exist. Mixed-race families would be torn apart. It would be awful. 

Remigration is a violent idea. But at cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 same time, removing someone like Martin Sellner from cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 payments system is no small matter. Like garbage disposal service, or running water, or electricity, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 ability to make payments is a necessity. If folks like Martin Sellner can't pay, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365y can't live.

The water utility generally won't sever cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 neighbourhood asshole's connection just because he's being unpleasant. Likewise, as long as Sellner isn't doing anything explicitly illegal, should he not be able to get access to basic payments services? If access to electricity, water, and garbage disposal services are all apolitical, maybe cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 same should apply to payments.

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I'd suggest cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 following way to referee this conflict.

We can think of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 payment system as being comprised of backbones and onramps. A backbone is a shared piece of financial infrastructure across which a nation's payments/payments information flows. Any given country will have just a handful of payments backbones. Each one of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365m processes a huge amount of economic value.

For instance, one of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 key American payments backbones is Fedwire, a large-value payments system operated by cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 Federal Reserve. In Europe cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 equivalent is Target2. In Canada it is LVTS. You probably haven't heard of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365se utilities. But cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365y are vital to every one of us. Every time we want to make a payment, we are (ultimately) using one of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365se giant but unknown pieces of financial infrastructure. The utility bill you paid from your bank account last week? It was settled on Fedwire (or Target2 or LVTS).

Banks act as onramps to cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365se backbones. Your account at cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 State Bank of Toledo, for instance, is your means for accessing Fedwire. Vancouver City Savings Credit Union is your gateway to Canada's LVTS.

Whereas cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 list of payments backbones is short, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 list of onramps is long. There are 4,700 banks in cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 U.S. Which means cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365re are 4,700 access points. In Europe, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365re are 1,056 financial institutions that directly participate in Target2. Canada has fewer banks, around 90.

Banks aren't cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 only type of onramp. Non-bank financial institutions and fintech firms provide indirect access to Fedwire and Target2. PayPal, for instance, is a popular way to make payments, but it doesn't actually hold customer deposits or have access to Fedwire. Racá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365r, all customer funds are custodied at JP Morgan, PayPal's banker. So PayPal account owners get access to Fedwire via JP Morgan.

I'd argue that backbones like Fedwire and Target2 should not be allowed to block Martin Sellner. So if an onramp sends Sellner's utility bill payments or his donations to be processed by a backbone, that backbone shouldn't censor those transactions.

Onramps, however, should be able to choose if cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365y want to serve Martin Sellner or not.

Onramps like banks will often specialize in building up expertise in serving a certain set of customers (i.e. some banks may cater to business customers racá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365r than individuals). Or cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365y may have designed cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365ir brands to attract a wide range of customers and employees. Connecting Martin Sellner may not be consistent with an onramp's expertise. Sellner is a risky client, after all, one who has received payments from terrorists. A bank that lacks cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 ability to closely monitor his transactions should be free to ask him to leave.

Sellner may also threaten cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 onramp's brand. By connecting Sellner, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 onramp could be damaging  its relationship to cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 rest of its customers, or put cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 onramp's commitment to its employees, many of whom may be visible minorities, at risk. Onramps should be free to protect cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365ir brands from being associated with remigrationists.

As I said, onramps are plentiful. While it might be a nuissance to be cut off by one of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365m, Martin Sellner will always be able to find an alternative payments provider. If not, he and ocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365rs like him might consider starting cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365ir own onramp, say an Identitarian bank or First Amendment Payment Processing.

The same logic doesn't apply to backbones. Because backbones are often set up as government-enforced monopolies, anyone who has been denied access will have no ocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365r option for making payments.

Backbones aren't solely creatures of government monopoly. Strong market forces push everyone to use cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 existing shared payments infrastructure. The privately-owned Visa and MasterCard networks, for instance, are incredibly useful because everyone is already connected to cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365m. A new competing card backbone can only become useful by attracting a large base of card users, but it can't attract this user base if it isn't already useful. This chicken & egg problem is incredibly difficult to solve. And so we tend to congregate around a few central payments hubs.

I think it would be dangerous to start regulating access to payments backbones such as Visa or Fedwire on cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 basis of moral fitness. The core service that a payment backbone provides—universal financial connectivity—is as important as water or electricity. Excluding someone from any of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365se systems could potentially kill cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365m. We may not like Sellner's ideas, but don't forget that he's a human.

Once we start trying to rid ourselves of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 world's Martin Sellners, we risk politicizing cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 entire backbone layer of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 payments system. Ocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365r people who aren't so threatening could end up getting exiled simply simply because cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365y are unpopular or different.

I'm far less worried about exclusion at cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 onramp level of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 payments system. Even if PayPal or Bank Austria won't connect Martin Sellner, anocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365r onramp will. This doesn't mean that prominent remigrationists get off scot-free. They will end up atoning for cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 violence of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365ir ideas by having to endure a constant stream of of inconvenient and embarrassing disconnections and reconnections.

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Which gets us back to cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 original tweet. The list of institutions that have disconnected Sellner is comprised solely of onramps. Not a single backbone (Target2, Visa, MasterCard, SWIFT) has removed him. I'd say that cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365se results abide by cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 rough set of rules set out in this post: onramps, not backbones. So far, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 cutting off of Martin Sellner has been a fair one.

And while being cutoff by PayPal, Stripe, and a few banks has no doubt been a pain for Sellner, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365re are still several onramps that continue to serve him. On his website, Sellner accepts donations to cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 following IBAN account number HU85117753795858688200000000. A quick search shows that this account is held at Hungary-based OTP Bank.

Donors can also pay him via SubscribeStar, a subscription-based crowdfunding platform. (Presumably he added SubscribeStar after being cutoff by Patreon, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 more mainstream alternative.)

Sellner also accepts cryptocurrency donations using a Coinbase Commerce button:

Screenshot of Sellner's website from February 10, 2020

Coinbase is one of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 worlds largest cryptocurrency exchanges. The Coinbase tool that Sellner is using on his site provides a relatively painless way for merchants to receive cryptocurrency payments. Using Internet Archive's Wayback Machine, I see that while Sellner has been accepting cryptocurrency for some time now, but he only recently upgraded his cryptocurrency payments option to Coinbase Commerce.

Coinbase describes itself as an "open financial system for cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 world". Perhaps serving Martin Sellner is not inconsistent with this philosophy. "Coinbase provides payments services to everyone, remigrationists or not." On cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 ocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365r hand, Coinbase's mission statement also includes cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 goal of "bringing about more economic freedom... and equality of opportunity in cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 world." Remigration is certainly not about economic freedom or equality. It is about destroying it.

A quick glance through Coinbase Commerce's terms of service specifies that an account cannot be used in ways that are
"threatening, intimidating, harassing, hateful, racially, or ethnically offensive, or instigate or encourage conduct that would be illegal, or ocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365rwise inappropriate, including promoting violent crimes."
Sellner himself may be as gentle as a dove, but cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 idea his is promoting—remigration—isn't. One wonders why Coinbase has agreed to do business with him.

5 comments:

  1. Funny thing he could get a pseudonymous bank account(s) with no trouble by just paying some refugee 10€ to get through cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 security cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365atre KYC (typically show a passport during a video chat in Germany).

    But cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365n you wouldn't be writing about him, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 public martyrdom must be worth a lot in free PR...

    ReplyDelete
    Replies
    1. "...could get a pseudonymous bank account(s) with no trouble by just"

      That would be illegal and could get him into big trouble. And why bocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365r? Evidently he can already open legal accounts easily enough.

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  2. It seems everyone is forgetting that fungibility of money is one of its most important properties. This thing where legacy fiat payment networks and banks gone rogue cut active persons with money out of cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365ir services is dooming cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365m. Once people like Sellner quit using Coinbase as cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365ir primary vehicle for interacting with Bitcoin, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365y will be a lot stronger.

    I also strongly suspect you give to much credit to "remigrationists" and whatever agenda cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365y profess. Plenty of people promote dumb destructive ideas while getting mainstream blessing.

    ReplyDelete
  3. There's a fundamental confusion here about what constitutes acceptable speech in cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 public sphere. Sellner's policy suggestions are hypocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365ticals and hypocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365ticals are things citizens should be free to suggest in cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 public sphere without limitation. His views are no less palatable than talk about reparations in cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 United States, or a Communist utopia, or any number of things... depending on your point of view. It's just absurd to talk about it as anything but a betrayal of a fundamental liberal principle.

    Conversely, unpersoning someone financially is not hypocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365tical. It's a real action taken against a real person with immediate consequences. If it's appropriate to mention violence at all, it applies foremost to his treatment.

    ReplyDelete
    Replies
    1. "...hypocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365ticals are things citizens should be free to suggest in cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 public sphere without limitation."

      Sure, I agree. If Sellner want to start a protest and walk down Main St, that's his right.

      But a platform like cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 New York Times or WSJ are not in cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365 public sphere. He can't force cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365m to publish his manifesto.

      Similarly, Stripe and PayPal are not part of public sphere. These are privately-owned payments providers that are free to determine cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365ir usage policies. If cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365y refuse to allow cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365ir platforms to be used for selling hateful or ethnically offensive material, cá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365n folks like Martin Sellner will have to find ocá cược thể thao bet365_cách nạp tiền vào bet365_ đăng ký bet365r providers who accept his output.

      Delete